Home Loans
Get into your first home, next home or dream home sooner with a range of Home Loan options. Get help from an experienced Mortgage Broker at Stride Finance Brokers today!
Rated 5 from 6 Reviews
Rated 5 from 6 Reviews
When seeking a Home Loan, having a range of lending options is crucial for making the best decision. We offer access to thousands of products from lenders throughout Australia, including major banks, credit unions, and building societies. Our support extends throughout the buying process, handling the groundwork for you all the way to settlement. We ensure you secure the most favourable interest rate on your Home Loan and can evaluate cash-back offers for you.
Understanding different Home Loan options is vital. Here are some key features:
Principal and Interest: This is the most common Home Loan type. It involves paying both the interest on the borrowed amount and a portion of the principal. This means you gradually reduce your debt while covering interest costs.
Interest Only: With this type of Home Loan, you pay only the interest on the borrowed amount for a specific period, typically around five years. Initial repayments may be lower, but remember that you will have to repay the full loan amount eventually.
Variable Rate: A variable rate Home Loan means that the interest rate can fluctuate due to various economic factors. While it could offer flexibility and possibly lower interest rates, your repayments might also change over time.
Fixed Rate: A fixed-rate Home Loan offers an unchanging interest rate for a set duration, often from one to five years. This provides stability and predictability as your repayments remain constant, making budgeting more straightforward.
We are proud members of the Finance Brokers Association of Australia and serve clients nationwide. If you're considering a Home Loan, our expertise and experience will help you select the right Home Loan for your needs. We are committed to guiding you through the entire process with clarity and confidence.
Initial Consult with Stride Finance Brokers
Have a chat with a qualified Mortgage Broker who will understand your situation and talk you through the next steps.
Home Loan Fact Find
Your Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.
Home Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Home Loan draws-down and you're good to go!
Post Settlement
We'll regularly review your home loan to find the best offers and make sure you're getting the best rate. As your partner in this journey, we're here to answer your questions and help you reach your financial goals.
LN
Letitia Ng
Highly recommend Boyi if you are looking for a trusted, client focused mortgage broking experience. He has helped us with our two properties and we couldn’t be more grateful. He is always going above and beyond ensuring we get the best rates and the best service.
RK
Rakesh Kumar
Boyi had helped me with bank loans for all of my houses. I have to say Boyi is a highly recommended, approachable, professional, great listener, has tailored approach for individual needs. He guided us through a lot with his expertise that always helped us to a great extent. He is very nice, friendly and master of his work. My family highly recommend and appreciate Boyi..
RH
Richardy Hostiadi
Boyi helped us finding mortgage for our residence even when it seems hard to do so. He always goes above and beyond for his clients. Cannot thank him enough for all he has done for us
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Stride Finance Brokers Pty Ltd ABN: ABN 89 684 872 651. Credit Representative #566928 is authorised under Australian Credit License #44719.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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