Rated 5 from 6 Reviews
Refinancing a loan is a popular choice for many clients aiming to reduce interest payments on their home or investment loans. Whether you're moving from a fixed rate or are currently on a variable rate, there may be more attractive loan options available. We have access to a diverse selection of products from lenders across Australia, including major banks, credit unions, and building societies, which increases the chances of finding a better loan for you.
As your property's value appreciates, you might use the increased equity to secure a larger loan. This additional funding can be used for various purposes, such as home renovations, consolidating debts, or new investments. Refinancing also provides the opportunity to merge multiple loans into one, making your finances easier to manage and potentially lowering overall interest costs.
We can help you understand any break costs or exit fees associated with your current loan, ensuring you can properly evaluate the true savings from refinancing. As members of the Finance Brokers Association of Australia, we serve clients nationwide. If you're thinking about refinancing your home or investment loan, our expertise and experience can assist in guiding you through the process and making informed decisions.
Initial Refinance Consultation
A Mortgage Broker will take the time to understand your current loan situation and discuss refinancing options available from banks and lenders across Australia. We'll guide you through the next steps of the refinancing application process, ensuring you have access Home Loan options and the most competitive refinance interest rates.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for refinancing. We will also check eligibility for special lender policies that might benefit you.
Pre Approval
Once you receive pre-approval for the refinancing, you can move forward with confidence. We will outline the new loan amount, interest rates (both variable and fixed), and any potential interest rate discounts. Whether you are looking to reduce loan repayments, consolidate debts, or change your Home Loan term, we ensure you access loan options from banks and lenders nationwide.
Settlement
During the settlement process, your existing loan will be paid off, and your new loan will be drawn down. We will assist you in understanding all associated costs, including any fees or charges related to the refinancing.
LN
Letitia Ng
Highly recommend Boyi if you are looking for a trusted, client focused mortgage broking experience. He has helped us with our two properties and we couldn’t be more grateful. He is always going above and beyond ensuring we get the best rates and the best service.
RK
Rakesh Kumar
Boyi had helped me with bank loans for all of my houses. I have to say Boyi is a highly recommended, approachable, professional, great listener, has tailored approach for individual needs. He guided us through a lot with his expertise that always helped us to a great extent. He is very nice, friendly and master of his work. My family highly recommend and appreciate Boyi..
RH
Richardy Hostiadi
Boyi helped us finding mortgage for our residence even when it seems hard to do so. He always goes above and beyond for his clients. Cannot thank him enough for all he has done for us
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Stride Finance Brokers Pty Ltd ABN: ABN 89 684 872 651. Credit Representative #566928 is authorised under Australian Credit License #44719.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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